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The Department may grant loans to individuals, cities and local governments, farming partnerships, limited partnerships, corporations and cooperatives, irrigation and water control districts, and others meeting the lending criteria under the program.
Eligible projects include: drainage, irrigation, community water supply (communities less than 30,000 population), fish protection, watershed enhancement, and multipurpose projects.
One of the goals of the WDLF is to provide its customers with a flexible, easy to use program.
To that end, a WDLF loan officer meets with an applicant several times to assist in guiding the applicant through the loan process.
Application First, the loan officer conducts a pre-application conference with applicants to review the program and answer any of the applicant´s questions.
The loan officer and applicant meet again to review the completed application forms and ensure they are prepared adequately for submission.
The goal is to provide low-cost, long-term, fixed-rate financing incentives that promote projects that achieve the state´s long-term water management goals.If the loan has been scheduled for construction disbursements, the borrower notifies the loan officer as each stage of completion is reached.Finally, the borrower begins making the agreed loan payments.The Safe Drinking Water Revolving Loan Fund provides another alternative for that is available for drinking water system improvements needed to maintain compliance with the Safe Drinking Water Act.Additional information on the loan fund is available from the state Infrastructure Finance Authority and the Drinking Water Program of the Department of Human Services.